mph.bank

10 Hidden Traps That Lead to Debit Card Declines

You’re at the register, your groceries piled high, or maybe you’re at the gas pump filling up for your long-awaited road trip. You swipe your debit card with confidence, only for the dreaded words to appear on the screen: "Card Declined." You double-check your account balance. There’s plenty of...

How to Report an Online Money Scam to the FTC: Step-by-Step Guide

In 2024, Americans lost nearly $3.4 billion to fraud and scams. That’s right—billion with a B. And a huge chunk of that came from online money scams. If you’ve been a victim, you’re not alone. The internet has made scams easier to pull off, but it’s also made it easier to fight back. Reporting a...

5 Fatal Mistakes That Could Cost You With Your Debit Card

Have you ever swiped your debit card without thinking twice, only to find yourself regretting it later? You’re not alone. In fact, a 2023 study found that nearly 30% of debit card users experience some form of fraud or unauthorized charge in a single year. While debit cards offer convenience, they...

How to Open Your First Online Bank Account as a 17-Year-Old: A Step-by-Step Guide

You’re 17, and the world of personal finance is finally opening up to you. You're ready to take control of your money. You’ve been hearing a lot about online banking – no long lines, no tedious paperwork, and everything at your fingertips. It sounds too good to be true, right? Well, it’s not. In...

Are Online Bank Accounts Safe? Here’s What You Really Need to Know

“Cybercrime is the greatest threat to every company in the world.” — Ginni Rometty, former CEO of IBM. And it’s not just companies. Your money? Your personal data? Your online banking account? They're all sitting in the crosshairs.

From Bank Fees to Credit Dings: Financial Habits to Break Before 30

"More than 60% of Americans live paycheck to paycheck—even among those earning six figures." That stat hits like a truck, doesn’t it?