Financial Tips & Digital Banking Insight

FDIC Insurance for Online Bank Accounts: How to Verify Your Money Is Safe

Imagine waking up one morning to news that your bank has shut down overnight. Your balance? Gone. Your deposits? Vanished into the digital void. Sounds like a nightmare, right? Well, in 2008, when Washington Mutual collapsed, over $300 billion in assets were wiped out. But here’s the silver lining:...

How to Set Up Zelle with Your Online Bank in Under 10 Minutes

Money moves fast. So should you. In a world where instant transactions are becoming the norm, waiting days for a bank transfer feels like using dial-up internet in the age of fiber optics.

How to Use a High-Interest Checking Account as Part of Your Wealth-Building Strategy

Earning more on your money without lifting a finger? It’s possible. High-interest checking accounts are an underutilized tool in wealth-building strategies, offering returns that can rival some conservative investments. According to a 2024 study by the FDIC, the average interest rate on standard...

High-Interest Checking vs. Savings Accounts vs. CDs: Which One Is Right for You?

Your money should never sit idle. Yet, far too many people park their cash in the wrong place, leaving potential earnings on the table. According to a 2023 Bankrate study, 24% of Americans keep their savings in a checking account—earning virtually nothing in interest. That’s like keeping your money...

Retirement Planning for the Young and Ambitious

Retirement might seem like a distant dream for young and ambitious individuals. However, starting early can significantly impact your financial future. By understanding the basics of retirement planning and taking proactive steps, you can secure a comfortable retirement and enjoy your golden years...

Slash Your Spending: Money Hacks for Young Adults

Tired of living paycheck to paycheck? Want to start saving for your future, but don't know where to start? You're not alone. Many young adults struggle to manage their finances, but with a few simple money hacks, you can take control of your spending and start building a brighter financial future.