--- title: Financial Tips & Digital Banking Insight | mph.bank description: Don't sweat the tough financial questions, we've got you covered. Learn more about how you can make the most of your money. --- [![logo-mph-lsb-stacked](https://blog.mph.bank/hs-fs/hubfs/logo-mph-lsb-stacked.png?width=594&name=logo-mph-lsb-stacked.png "logo-mph-lsb-stacked")](https://www.mph.bank/) - [Benefits](https://www.mph.bank/benefits/) - [CardValet debit card controls](https://www.mph.bank/benefits/debit-card-controls/) - [See your accounts in one place with Financial Tools](https://www.mph.bank/benefits/financial-tools/) - [Free credit score and report](https://www.mph.bank/benefits/credit-score-checker/) - [Super secure](https://www.mph.bank/benefits/super-secure/) - [Get paid early](https://www.mph.bank/benefits/get-paid-early/) - [Loans (new!)](https://smile.mph.bank/personal-loans) - [Home Equity Line of Credit (HELOC)](https://smile.mph.bank/heloc) - [Mortgage](https://smile.mph.bank/mortgage) - [Personal Loans](https://smile.mph.bank/personal-loans) - [About](https://www.mph.bank/about/) - [FAQ's](https://www.mph.bank/faqs) - [Blog](https://blog.mph.bank) [Login](https://secure.mph.bank/makepeoplehappyonline/uux.aspx#/login) [Get Started](https://smile.mph.bank/get-started) Get The App - [Benefits](https://www.mph.bank/benefits/) - [CardValet debit card controls](https://www.mph.bank/benefits/debit-card-controls/) - [See your accounts in one place with Financial Tools](https://www.mph.bank/benefits/financial-tools/) - [Free credit score and report](https://www.mph.bank/benefits/credit-score-checker/) - [Super secure](https://www.mph.bank/benefits/super-secure/) - [Get paid early](https://www.mph.bank/benefits/get-paid-early/) - [Loans (new!)](https://smile.mph.bank/personal-loans) - [Home Equity Line of Credit (HELOC)](https://smile.mph.bank/heloc) - [Mortgage](https://smile.mph.bank/mortgage) - [Personal Loans](https://smile.mph.bank/personal-loans) - [About](https://www.mph.bank/about/) - [FAQ's](https://www.mph.bank/faqs) - [Blog](https://blog.mph.bank) [Login](https://secure.mph.bank/makepeoplehappyonline/uux.aspx#/login) [Get Started](https://smile.mph.bank/get-started) Get The App ![Mph bank logo](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/app-splash-screen.png?width=341&name=app-splash-screen.png "Mph bank logo") ## Get the app *today!* Enter your mobile number below and we will text you a link to the mph.bank app. [![app store](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/download-app-store.png?width=528&name=download-app-store.png "app store")](https://play.google.com/store/apps/details?id=com.mphbank4410a.production) [![google store](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/download-google-play.png?width=528&name=download-google-play.png "google store")](https://play.google.com/store/apps/details?id=com.mphbank4410a.production) ![](https://blog.mph.bank/hubfs/raw_assets/public/MphBank_July2022/images/logo-fdic.svg) FDIC-Insured - Backed by the full faith and credit of the U.S. Government # Financial Tips & Digital Banking Insight ## [Investopedia: A Financial Resource That Matters](https://blog.mph.bank/investopedia-a-financial-resource-that-matters) “An investment in knowledge pays the best interest.” — Benjamin Franklin And in 2025, that “interest” comes in the form of clarity, confidence, and control over your financial life. [Read More](https://blog.mph.bank/investopedia-a-financial-resource-that-matters) ## [10 Hidden Traps That Lead to Debit Card Declines](https://blog.mph.bank/10-hidden-traps-that-lead-to-debit-card-declines) You’re at the register, your groceries piled high, or maybe you’re at the gas pump filling up for your long-awaited road trip. You swipe your debit card with confidence, only for the dreaded words to appear on the screen: "Card Declined." You double-check your account balance. There’s plenty of... [Read More](https://blog.mph.bank/10-hidden-traps-that-lead-to-debit-card-declines) ## [How to Report an Online Money Scam to the FTC: Step-by-Step Guide](https://blog.mph.bank/protecting-your-finances-from-cyber-threats-0) In 2024, Americans lost nearly $3.4 billion to fraud and scams. That’s right—billion with a B. And a huge chunk of that came from online money scams. If you’ve been a victim, you’re not alone. The internet has made scams easier to pull off, but it’s also made it easier to fight back. Reporting a... [Read More](https://blog.mph.bank/protecting-your-finances-from-cyber-threats-0) ## [5 Fatal Mistakes That Could Cost You With Your Debit Card](https://blog.mph.bank/5-fatal-mistakes-that-could-cost-you-with-your-debit-card) Have you ever swiped your debit card without thinking twice, only to find yourself regretting it later? You’re not alone. In fact, a 2023 study found that nearly 30% of debit card users experience some form of fraud or unauthorized charge in a single year. While debit cards offer convenience, they... [Read More](https://blog.mph.bank/5-fatal-mistakes-that-could-cost-you-with-your-debit-card) ## [How to Open Your First Online Bank Account as a 17-Year-Old: A Step-by-Step Guide](https://blog.mph.bank/how-to-open-your-first-online-bank-account-as-a-17-year-old) You’re 17, and the world of personal finance is finally opening up to you. You're ready to take control of your money. You’ve been hearing a lot about online banking – no long lines, no tedious paperwork, and everything at your fingertips. It sounds too good to be true, right? Well, it’s not. In... [Read More](https://blog.mph.bank/how-to-open-your-first-online-bank-account-as-a-17-year-old) ## [Are Online Bank Accounts Safe? Here’s What You Really Need to Know](https://blog.mph.bank/are-online-bank-accounts-safe) “Cybercrime is the greatest threat to every company in the world.” — Ginni Rometty, former CEO of IBM. And it’s not just companies. Your money? Your personal data? Your online banking account? They're all sitting in the crosshairs. [Read More](https://blog.mph.bank/are-online-bank-accounts-safe) Prev [1](https://blog.mph.bank) [2](https://blog.mph.bank/page/2) [3](https://blog.mph.bank/page/3) [4](https://blog.mph.bank/page/4) [5](https://blog.mph.bank/page/5) [Next](https://blog.mph.bank/page/2) [![Mph bank](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/header%20logo.png?width=300&name=header%20logo.png "Mph bank")](https://www.mph.bank) --- -   - [Contact Support](https://smile.mph.bank/contact-support) - [Terms & Conditions](https://smile.mph.bank/terms-and-conditions) - [Privacy Notice](https://smile.mph.bank/privacy) - [About Online and Mobile banking](https://help.mph.bank/help/getting-started/about-online-and-mobile-banking/) I [Blog](https://blog.mph.bank/) ![FDIC](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/logo-member-fdic.png?width=200&name=logo-member-fdic.png "FDIC") ![Lender](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/logo-equal-housing-lender.png?width=200&name=logo-equal-housing-lender.png "Lender") ![ADA](https://blog.mph.bank/hs-fs/hubfs/raw_assets/public/MphBank_July2022/images/logo-ada.png?width=200&name=logo-ada.png "ADA") Optimized for ADA Accessibility Using W3CAG 2.0 Guidelines Copyright © 2024. mph.bank is a registered trademark of Liberty Savings Bank, F.S.B. Member FDIC, Equal Housing Lender. NMLS #408905 All Rights Reserved.