Financial Tips & Digital Banking Insight

Building Credit from Scratch: Tips for Those Starting with a Clean Slate

Starting with a clean credit slate can feel overwhelming. You might wonder how you’ll ever qualify for a mortgage, car loan, or even a decent credit card. But don’t despair. Building credit is a journey, not a destination. With the right strategies and discipline, you can establish a strong credit...

Prepare Your Teen for College and Beyond: The Importance of Financial Literacy

As a parent, you undoubtedly want the best for your child. This includes setting them up for success in college and beyond. While academic achievement is crucial, financial literacy is equally important. It’s the foundation upon which your teen will build their future. This article will guide you...

A Guide to Savings Pockets (Goals), Automated Transfers, and Round-Ups

Financial well-being hinges on organization and intentionality. While the act of saving itself is commendable, maximizing its effectiveness requires a strategic approach. This guide delves into three powerful tools offered by many digital banks: separate savings pockets, automated transfers, and...

All the Ways to Automate Savings: Set It and Forget It

Building a secure financial future requires discipline and consistent effort. But let's face it, manually tracking your spending and transferring money to savings each month can be tedious and time-consuming. The good news is, technology can be your saving grace. Automating your savings allows you...

The 50/30/20 Rule: A Practical Way to Save and Spend

Feeling overwhelmed by budgeting? Struggling to find a balance between saving for your future and enjoying your present? The 50/30/20 rule offers a simple and practical framework for managing your finances. This easy-to-follow method can help you take control of your spending, prioritize your...

Painless Saving: Small Changes for Big Results

Building a secure financial future starts with a single, powerful principle: save first, spend better. But for many, the act of saving conjures images of deprivation and sacrifice. The good news is, creating a healthy savings habit doesn't have to be painful. In fact, with a few small changes you...